Who Should Use Simply Free Checking?

Simply Free Checking is ideal for people who want no minimum balance requirements, no monthly service fees and free online bill payment. This convenient account provides outstanding benefits for customers with basic banking needs. You can use mobile and online banking with this account too. If you’re a retiree, someone opening their first checking account or a recent graduate from college in PA, our free checking account is the right choice.

Who Should Use Advantage Checking?

Advantage Checking is the best account for customers whose banking needs involve more in-depth offerings. Benefits include free domestic wire transfers and a free Safe Deposit Box. With a minimum balance of $5,000, this account provides exceptional cash back offers. Customers earn every time they use their debit card for a credit-based transaction. They also accrue interest on their balance.

All Advantage Checking account holders can access their accounts online at any time. If you travel abroad frequently, make enough money to maintain a healthy balance and want to be able to access your money while still earning interest on it, this checking account will meet all your requirements.

When you select either account, you’ll get the standout customer service our community bank is known for providing. We offer checking account support that other banks lack.

1 – Internet and carrier fees may apply.

2 – Overdraft and returned item fees may apply.

3 – Safe deposit box rental fee discount by $10.00 per year (based on availability).

4 – 0.20% Annual Percentage Yield (APY) is effective as of 08/01/2022. Minimum deposit required to open account is $15,000. No minimum balance required to earn advertised APY after account opening. Rate is variable and may change after opening. Fees can reduce earnings on the account. Terms and conditions are subject to change.

5 – $0.10 cash back will be paid on all signature-based point of sale transactions successfully completed, net of any returns. Cash Back will be paid directly to the account within the first 10 calendar days of the month for all activity occurring in the previous month. ATM transactions, pin based transactions, the purchase of money orders or other cash equivalents, Peer-to-peer payments, and loan payments or account funding made with your debit card and cash over portions of point-of-sale transactions are not eligible for cash back rewards. If the account is closed mid-month, all accrued cash back will be forfeited. Mid Penn Bank reserves the right to make changes or terminate the cash back feature at any time.

6 – NOT A DEPOSIT / NOT FDIC INSURED / NOT BANK GUARANTEED / NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY / MAY LOSE VALUE

7 – Customer must elect to have loan payment automatically deducted from a Mid Penn Bank checking account to receive discount. Discount available only on non-promotional consumer fixed-rate loans. Cannot be combined with other offers. Offer is subject to credit approval and may be withdrawn without notice.